A Beginner's Guide to Tractor Insurance

If you own a tractor, you may want to invest in insurance. Read on to learn more!

What's Covered In Tractor Insurance

The exact coverage will depend on the specific plan. But tractor insurance usually covers accidents, repairs, theft, and natural disasters.

There may be some stipulations, however. Some policies may only cover damages caused by accidents, for example, while others may cover repairs needed due to normal wear and tear.

Before signing up for a given tractor insurance policy, be sure you fully understand what is and is not covered.

Why Buy Tractor Insurance

A tractor is a crucial piece of farm equipment. If your model is suddenly broken and you need to delay repairs due to their cost, it could cost you a significant amount of money in lost productivity. With tractor insurance, those serious repairs could be covered and paid for by the insurance company.

Where to Get Tractor Insurance

Some larger insurance companies may also offer tractor coverage. It's not as commonly advertised as home insurance or car insurance, of course, but it may still be offered. Consider contacting your current insurance provider to see if you can add tractor insurance onto your policy.

If they don't offer tractor insurance, or if you don't like their offered plan, you can find companies that specialize in equipment coverage and go through them.

Are you in the market for a tractor? Check out the selection at Arnold's Inc. We proudly serve those throughout Minnesota.